I think we've all warned people about going down this route before, but I think it's worth reiterating what one or the other of us has already said - if only because my own inbox is once again full of e-mails talking about 'debt settlement programs'.The latest one - which I received today - does actually carry a 'health warning' in that it clearly states that "Debt elimination programs are not cheap and choosing the wrong option could serve to exacerbate financial difficulties later on."
Actually, 'choosing the wrong option' when you are looking to get yourself out of that kind of a hole is approaching the sort of organisation they are advertising in the first place.
If you have problems keeping up with your credit card payments - or any other of your bills - go to a recognised Charity for help. You should defintely NOT be paying for help to get out of trouble.
If you need to find reputable - and free - advice and assistance, go to Talk About Debt where you'll be able to find out which Charity to call first, learn which seven mistakes you must not make if you want to get safely out of debt, and (perhaps!) win £250 by writing (in confidence) about your own debt experience.
You'll also see a whole list of statistics - all of which make it clear that you are not alone with your problem, and that it's sensible to get help immediately rather than waiting and hoping that things will improve.
Geoff - http://www.metlissbarfield.com/
Geoff - http://www.metlissbarfield.com/
Credit card debt solutions have gotten everyone's concentration particularly the credit card holder's divisions. It is useful for them to profit their credit card and they would find a mode to get relieved from their credit problems.
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